Thank you for getting started with 8:18 Renovation & Restoration. Here's one extra perk for choosing us: convenient and flexible payment options. These act like a line of credit that can be used for down payment, partial payment, or full project payment. Even if you've thought to pay by check, setting up a reserve payment option can take the stress out of project planning. Let us help you fund the project of your dreams and plan for the unexpected.

• Credit amounts between $3,000 and $150,000
• Same as Cash option (pay however you'd like within 12 months to receive no interest)*
• Low monthly payment options with competitive rates*
• No prepayment penalty

*Advertising Disclosure (https://nelnetbank.com/ratesandtermsdisclosure).

See My Offers - click to get started



The process is simple:

See Offers
See offers with no hard credit check in minutes. Complete your application online with our mobile friendly process, no paperwork required.

Qualify & Sign
Once you select an offer, complete bank qualification steps and sign your loan documents. Once signed, your funds are available for use!

Text Message Approval
As we reach project milestones you will get a text message for the bank to authorize a disbursement. Reply "PAY" to transact. No need for any extra work on your part, Nelnet Bank (Member FDIC) will send funds directly to us.

Manage Easily
When your first disbursement is processed you will receive an email with steps to log into the Nelnet Bank portal to view your loan and manage repayment (easy autopay setup available).